advice needed for joint loan debt?
April 10th, 2010 | 
Author: Hi there
I’m looking for some advice on a joint loan issue i have. My ex boyfriend and I took out a joint loan aabout 18 months ago but split up 6 months later. we verbally agreed to carry on paying half each until it was paid up, but i am struggling to pay it myself. i have other debt and living expenses and i would like to break free somehow and get the payment down. possibly by speaking to the bank who the loan is with or with using an IVA. How does this affect the fact that it’s a joint loan? does he have to do the same action etc?
Thanks in advance for any help you can give.
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