Face the facts - we all use our credit cards to extreme, often times with little consideration of the ACTUAL cost of what that purchase means over the long term. Now you can fully grasp and evaluate your COMPLETE financial borrowing history and utilize strategies of professional credit counselors to YOUR advantage to ELIMINATE debt and IMPROVE your financial rating IMMEDIATELY! This software can be utilized by individuals with both GOOD and POOR credit standings. Financial consultants who advise others can utilize the tools and computerized reporting to better advise and help the needs of their clients. Debt Free! is a simple to use, interactive CD that does the work for you. Simply plug in the facts and watch the results! This program includes the following resources to help you better analyze your borrowing and payment options: Reduction Plans Debt Reduction Plans Debt Elimination Schedules Payment Schedules Loan Consolidation Schedules Payment and Balance Schedules Priority Payment Methods & Strategies Money Saving Graphs Extra Payment Advantage Charting Time/Duration Savings Graphs All of these are supported by FULL REPORTING methods that allow you to print out individual or summary reports of your progress and your goals. Debt Free! is a software tool designed to REDUCE and ELIMINATE DEBT. Through analyzing your priorities and goals, Debt Free! will propose a payment plan that is right for YOU! In addition, the program will reveal how much more time and money you can save with the proposed plan as opposed to the current payment method you are using.

CD-ROM: CDDebt reduction software thats affordable and effective!, Reduction Plans, Debt Elimination Schedules, Payment Schedules,Loan Consolidation Schedules!, Payment and Balance Schedules, Priority Payment Methods & Strategies, Money Saving Graphs, Extra Payment Advantage Charting And Much More!, Financial Consulting Debt Elimination/Consolidation Software, PC: Windows 95/98/ME (works with 2000 & XP (Tested))
Company: Essex Multimedia
List Price:
Amazon Price: $34.99
Used Price: $34.98

The Debt Optimizer is a program that will manage, reduce, and eliminate debt automatically! No change in lifestyle is required, and no extra payments are needed in order for this program to work. This program will eliminate years off your mortgage, and save you hundreds of thousands of dollars in interest payments in the process using its revolutionary debt reduction algorithms. Unlike other similar programs, no refinancing or home equity loans are necessary. Compare with any other programs on the market, and if the Debt Optimizer isnt able to reduce debt as fast or faster, well give you your money back!

CD-ROM: CD-ROMAutomatically Eliminates Mortgages, Car Loans, and Consumer Debt, Requires no refinancing, consolidation, or extra payments, Requires no change in your current lifestyle, Requires no additional payments, Satisfaction Guaranteed or your Money Back!
Company: Vanishing Debt, LLC
List Price: $199.00
Amazon Price: $199.00

Save My Credit Pro version 9 is used by service companies providing debt consolidation The program includes step by step tutorials and all the tools necessary to debt management. 1 audio cd 1 manual on computer cd upgrade to DVD version included

CD-ROM: CD-ROMAutomatically Reduces Mortgages and Consumer Debt, Requires no refinancing, consolidation, or extra payments, Requires no change in your current lifestyle, Requires no additional payments
Company: The Village of Many Tribes non profit
List Price: $195.99
Amazon Price: $149.95

Looking to consolidate your debt, save money and get a fresh start? We can help. Learn the insider tips and tricks the professionals use to consolidate your debt, saving hundreds in monthly payments, and giving their clients fresh starts. Lower your monthly payments, get this book now.

Author: Allie Jordan
Paperback: 106 pages
Company: CreateSpace (2009-11-18)
ISBN: 1449597718
List Price: $14.97
Amazon Price: $14.97

Author: D. R. Bonds
Paperback: 42 pages
Company: BookSurge Publishing (2007-02-16) (2007-02-16)
ISBN: 1419650637
List Price: $19.99
Amazon Price: $19.99
Used Price: $42.02

You Need A Budget (YNAB) Pro cuts to the chase with your finances. The software focuses you on the foundation of your finances: the Budget. Experience has shown that when your budget is intact, and functioning correctly, everything else takes care of itself (the bills are paid on time, retirement contributions are made, and unnecessary debt is eliminated). The software is built around Four Rules of Cash Flow. These Four Rules will help you maximize the value of every dollar, get out of debt, save for retirement, and reach your other financial goals. Where other software packages tend to be the products of years of feature creep, YNAB Pro offers you exactly what you need: a simple, straightforward system to manage your money.

CD-ROM: CD-ROMBenefit from four unique, powerful rules for maximizing control over your money, Purchase YNAB pro and get YNAB 3 for FREE!, Gain financial peace by tracking all of your spending (dining out, groceries, bills) with one simple interface, Be up and running in just minutes, also save time by importing your bank transactions, Generate reports, schedule recurring transactions, and GAIN CONTROL.
Company: You Need A Budget
List Price:
Amazon Price: $59.95

Learning how to talk your way out of credit card debt is the quickest, easiest, and most efficient way to start saving money!

It's true! You can call your credit card banks to negotiate a better interest rate and have fees waived! However, it may not be as easy as picking up the phone and asking. That's because bank representatives are trained to deter you from pursuing the deals you deserve. Overcoming their tactics can be difficult when you don't know what to expect.

Scott Bilker, author of Talk Your Way Out of Credit Card Debt, and creator of DebtSmart.com, has spent 10+ years making banks compete for his business. Now, he's sharing his personal phone calls to banks that saved more than $43,000 for himself, his family, and friends! These 52 phone calls, out of the hundreds he has made, demonstrate exactly what worked, what didn't, and why. In each call transcript, for anonymity, banks have been renamed as dog breeds and their reps as bugs.:)

In this book you will discover proven negotiation strategies, and build your confidence, while learning how to: (1) get annual fees waived; (2) lower your current interest rates; (3) shop for the best credit card deals; (4) get late-payment, overlimit, and cash-advance fees waived; (5) compare loan options and calculate savings; (6) dispute charges and get all your refunds; (7) negotiate account settlements; and much more!

Author: Scott Bilker
Paperback: 320 pages
Company: Press One Pub. (2003-03-01)
ISBN: 0964840154
List Price: $19.95
Amazon Price: $10.00
Used Price: $6.87

Leave Home Without It...

Membership has its privileges, but it also has a huge share of disadvantages. Without the proper know-how and guidance, you could find yourself buried beneath an avalanche of credit card debt. Millions of Americans are just like you and are currently attempting to pay off $450 billion to credit card companies. It's in a credit card company's best interest to keep you in debt-after all that's how they make their real money. Even by following their rules, you can quickly be put at a disadvantage. It seems as if there is no light at the end of the tunnel- that is, until now.

And All That Goes With It

Whether you are overwhelmed by credit card debt or trying to prevent it altogether, Credit Card Debt has the answers. The author's basic three-step program provides the information you need to reduce interest rates, eliminate fees, and negotiate with credit card companies to keep your credit report clean. Uniquely designed to help you organize, analyze and reduce your debt, this book helps you understand how credit card companies make their money, how credit cards work, and how to use them responsibly.

Author: Alexander Daskaloff
Mass Market Paperback: 224 pages ISBN13: 9780380807000, Condition: NEW, Notes: Brand New from Publisher. No Remainder Mark., Click here to view our Condition Guide and Shipping Prices
Company: Avon (1999-04-06) (1999-04-06)
ISBN: 0380807009
List Price: $6.99
Amazon Price: $3.41
Used Price: $2.34

Entrepreneur's Notebook propels you on a whirlwind tour of the start-up process. It is an invaluable reference for new and experienced entrepreneurs that includes chapters on a wide range of topics, from entrepreneurial team building to business plans to financing. This excellent book provides an incredible amount of practical information that will help you make smarter decisions and avoid costly mistakes. The author, Steven K. Gold, is an accomplished entrepreneur who has co-founded and led five early-stage ventures. As an investor and mentor, he also advises many entrepreneurs and young companies. He earned his B.S.E. in Entrepreneurial Management from the Wharton School of the University of Pennsylvania, and his M.D. from Brown University Medical School.

Author: Steven K. Gold
Paperback: 232 pages
Company: Learning Ventures Press (2006-02-21)
ISBN: 0976279045
List Price: $15.95
Amazon Price: $9.96
Used Price: $9.95

Paying bills with credit cards? Cringing every time the phone rings? Avoiding a stack of mail from your credit card company? Have you given up hope that you will ever recover from your desperate financial situation? Don't despair. Just open this book and discover the simple steps that will allow you to take control of your finances and your life.

As president of a nonprofit debt education organization, Mitchell L. Allen has helped thousands of individuals overcome tough economic times. And he can show you how to spot the warning signs of financial distress, make smart decisions to find a path out of the woods, and manage the emotional stress of a financial meltdown. A Survival Guide to Debt offers comprehensive coverage of all of your options for dealing with debt in a simple, guidebook format designed to empower you to make the best decisions for you. Allen explains Options for solving your debt problems on your own Clear tips for negotiating with creditors How to find professionals who can help The facts and myths and pros and cons of bankruptcy Detailed descriptions of chapter 7 and chapter 13 bankruptcy How to live without relying on credit How to emerge from the woods and build a financially secure life

This book will give you the hope and the practical advice you need to move from debt-induced insanity to emotional and financial security. Whether you are heavily in debt, face repossession or foreclosure, or are considering bankruptcy, this book will provide the information you need to restore your financial health and regain peace of mind.

Author: Mitchell Allen
Paperback: 274 pages ISBN13: 9781929774708, Condition: NEW, Notes: Brand New from Publisher. No Remainder Mark.
Company: Greenleaf Book Group Press (2009-08-01)
ISBN: 1929774702
List Price: $14.95
Amazon Price: $7.96
Used Price: $6.54