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Free Debt Advice for England, Scotland, Wales and Northern Ireland. From Debt Management to IVA advice or Bankruptcy, we have the best debt solutions and advice.Come visit the latest site www.freedebtadvice-uk.com

Continuing our My Empowerment Wednesdays series BOAZ returns to offer viewers tips on the Power of Being Debt Free

I am 24, very happily married with a son who will be 2 in november. We have a two bedroom no basement house that we pay very low rent for, it is not a large home. my husband works in siding full time and i work at the hospital full time. we do not make a large amount of money, and have over k in credit card debt. my mother watches our son for free so there are no daycare costs. we have kept a large sum of the clothes, bottles, toys, etc from when our son was an infant.

now, after the back story, here is my question;

i am dying to have another child. my husband and i only want a total of two children, and i want to get pregnant now with all my heart. whenever i see babies i want to cry because i want to have another so badly. our son is getting bigger now and would be on his way toward his third birthday before another baby would be born. he is potty training now and will be out of diapers by then.

i just need advice/opinions… should i press the issue with my husband and start trying? or just "see what happens" and not be as careful? or should i just shut up and deal with it until we are more financially ready and have a larger home? (which could take 5-10 more years)

help!

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If Jesus were alive and asked for God’s advice: what would they suggest the United States do to resolve the debt problem; supposing they were to overlook free will and actually give an answer?

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I was out of work for a while causing me not to be able 2 pay my jcpenny bill for 5 months. My minimum payment is 330 dollars. I’m selling clothes platos closet to give them money and I get a paycheck on Monday. Its no going to be much I only wrk part time but does anyone have any advice on how I can get the bill down? I don’t need a lecture about the importance of credit and what can happen I KNOW. BUT IF ANYONE HAS ANY ADVICE ON WHAT I CAN DO AS FAR AS THEM ADDNG THE LATE AND OVER limit FEES PLEASE FEEL FREE to help me with ideas do get them their money to get m back under the limit thank u.

Nik and Eva talk to a reformed shopaholic they previously helped

I plan on staying at home to save money and graduate with 0 debt. the local 4 year university’s main campus is 25 miles from me, with a satellite campus being about 10 miles from me. Is the 25 miles too long to commute daily?Keep in mind its 25 miles both ways each day. Im guessing it would be about an hour and a half drive. WITH toll. Im also trying to work part time near my home.

The satellite campus has the degree I wanted, but im not sure if it has all the clubs, advisors,activities, honors programs etc that the main campus has. I need those for my CV since Im planning on going to med school. I contacted the satellite campus but have yet to receive a response.

Or should I move 25 miles b the university and spend money on rent food etc that I could be saving for med school applications and living expenses in med school? If I stay at home all will be free.

Advice please. Thanks