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Posts Tagged ‘auto loan’

I need to get an emergency loan…fast!

My credit isn’t that bad (my credit score is 623), but I can’t get a personal loan from my bank. They said that they would only give me an auto loan, which I don’t need. I don’t want to get any more payday loans. I’m told that not in debt enough to declare bankruptcy, but I can’t get caught up on bills.

I’ve also been told that I should not get debt consolidation, as that might make your credit worse. If I could get just enough to get caught up on bills (utilities, medical) I should be alright–I only need about ,000.

Is there some service on somewhere online that provides some kind of loan to suit my needs? Help…any (serious) advice would be very much appreciated!

She has over ,000 of debt and has trouble making the minimum payments. We do not own a home and pay rent and auto loan monthly as well as the usual expenses. I looked at debt consolidation loans, and debt counseling sites and there is so much conflicting information. Anyone who has gone through the same or works in the field any advice?

Do mortgages and auto loans affect our credit scores the same way as credit card debts? I think they should have less negative impact since they are collateralized by the house or the car. If I’m right, that means if I get the same interest rate for an auto loan as for borrowing from a credit card when buying a car, I should go for an auto loan, right? Are there other things I should factor in to decide from which I borrow? Thank you for your help!

I would like to get a debt consolidation loan for my outstanding debt from closed credit cards, old utility bills, etc

I have student loans, but I would like to consolidate them separatley and not through another loan.

Also, I have an auto loan, would the loan be able to cover that as well?

Please, real answers, and no opinions/judgements.

Thank You.

I would like to get a debt consolidation loan for my outstanding debt from closed credit cards, old utility bills, etc

I have student loans, but I would like to consolidate them separatley and not through another loan.

Also, I have an auto loan, would the loan be able to cover that as well?

Please, real answers, and no opinions/judgements.

Thank You.

Have you ever noticed how many trucks are on the interstate highway system? Of those, what percentage do you think are leased? A lot. Leasing companies don’t just lease trucks – they lease any type of equipment that businesses need. Some leasing companies even lease employees! And, they make a lot of money in the process. By diligently following the Infinite Banking Concept, you can eventually reach a point where the cash values in your policy are more than sufficient to handle your personal financial needs. You and your businesses can be debt free. Now comes the fun part: LIFE after ZERO! This video discusses how you can use your bank to create an entire leasing company. Doing so will enable you to add another revenue stream to further grow your bank and to provide additional income during retirement. Or, if you have your own business, you can lease equipment for yourself and take advantage of interest deductions on policy loans and depreciation on equipment (if the transactions are all structured properly)! Starting your own leasing company through your bank may be one of the wisest and most practical decisions you have ever made.

I have spent the last 6 years paying off nearly fifty thousand dollars in credit card debt.

I currently have a total Credit limit of 75 with 97% of my credit being free and pay on time every month (for the past 8 months).
All my credit through revolving accounts I do not have mortgage or auto loan.

But my score is still horrible FICO 648 How can I improve my score, and how long is thing going to take I no longer have any debt pay my entire balance every month; I have never filed for Bankruptcy After all this work- almost makes me think I would have been better off filing chapter 11.

Any advice would be greatly appreciated this is like a never ending nightmare I all I want is a decent score, which I feel does not reflect the 0 debt that I now have

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