Help Debts

Posts Tagged ‘car loan’

My old car has had it and I have several thousand dollars of credit card and other debt. If I go debt consolidation first, can I still get a car loan? Yes, I am aware that is making the problem worse, but my wife got a job and I’m on the way to getting a better job so we are trying to earn our way out and spending a lot less. But we need the cars to get to work.

I am Trying to get Debt Consolidation loan. I have about 4 school loans, and I need to consolidate but I want to include my car loan as well. Does any one know of a reliable bank or credit union that offers these services? If not do you have a bank that has offered you great Customer Service?

I am Trying to get Debt Consolidation loan. I have about 4 school loans, and I need to consolidate but I want to include my car loan as well. Does any one know of a reliable bank or credit union that offers these services? If not do you have a bank that has offered you great Customer Service?
That is in Dallas, Texas

My husband and I live with his dad rent free. In the basement. We don’t want to live there anymore but we can’t afford to move out. I have ,000 in student loan debt. I have been paying on it for 4 years. I also have a 00 car loan and a credit card with 00 on it. My husband has a 00 car loan and that’s it. I work full time (10 hours/day) and my husband works two part time jobs (9 hours/day). With the amount of bills we have, we can’t afford to move out of his dad’s house. We’ve calculated how long it will take us to pay off all our debt and it’s something around 7 years. Well, we definitely want to move on with our life but we don’t know how to. What do we do?

I’m 22 and my husband is 24. He joined the Army and was going to get a ,000 sign on bonus but he was medically discharged and can’t re-enter the Army. So that option is gone.

I make /hour and my husband makes /hour at each job

Please, someone give us some advice!

She has good credit, no income, just the car loan and student loans. We live in Texas by the way. I just didn’t know if the banks looked at the spouses financial situations while determining whether or not you could get the loan.

I know these types of debt consolidation plans aren’t very good for your credit but my credit is completely shot and I have a fair amount of debt.Just how bad does it look on my credit?What about after the debts are all paid off?Are they trustworthy and legitimate?Do they do as they promise?What was your experience with them?Are there plans reasonable so quality of life doesn’t drop too badly?
How can I find out thier contact number in my area to meet them in person?I would prefer to work with them that way.
My credit report is full of charge offs and late payments,2 judgements and a bankruptcy from 2001.I’ve been a financial disaster for many years but have finally "grown up" and am ready to truly tackle and repair this mess.Many of my "bad" marks will be off in the next 2-3 years.I have a current car loan but no mortgage or active credit cards.I have several bounced checks in chex systems as well.I’m hoping to have a good enough rating to obtain a mortgage at a halfway decent interest rate within in the 3-4 years.

Is this common, like if you have an educational loan and a car loan, and you just want to get them off your back even if it means getting a different car?