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Posts Tagged ‘consumer debt’

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debtcollectorsgonewild.com consumer credit card debt, credit cards, consumer debt

Free debt settlement resources. Includes sites related to debt consolidation you can access from here!

Consumer debt has doubled in the past 10 years. CNNfn interviews Howard Dvorkin, founder of Consolidated Credit (www.consolidatedcredit.org) about consumer spending and how consumers should be dealing with credit card debt.

We are planning to rent our town home (would take a large loss if sold) so we can build on land that we owe free and clear (no debt on 80 acres). We plan to use a property management company to manage the rental. The question is will it be hard to qualify for a construction loan/mortgage? Or will the bank take into consideration the townhouse is being rented out and include some of that income when doing the debt to income ratio? Also will having a property management company run the rental increase are chances of getting a loan. Both my husband and i have credit scores over 700. Thanks for any advice.
Our current mortgage is the only debt we have, we have no consumer debt.
In response to taking a loss over an extended period: we wouldn’t take a loss because the rental income would cover the mortgage. Repairs would be minimum and in ten years if we wanted to sell "who knows the market might be recovered".

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Has anyone ever used this? I have quite a heavy load of debt and want to consolidate to reduce fees, etc. Has anyone ever heard of these guys:
APEX FINANCIAL SERVICES
DEBT SETTLEMENT PROGRAM
Smart, easy and proven alternative to bankruptcy!
Debt Settlement REDUCES your debt by as much as 40% to 75%!
You could be debt free in as little as 12-36 months.
Our negotiators have settled millions in consumer debt.

Please let me know if you’ve had any experience or have any advice. I have about 5 revolving credit lines (including car insurance, etc.) and want to consolidate all to one account, or use the service I mentioned above. Any advice is appreciated!