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I am 24, very happily married with a son who will be 2 in november. We have a two bedroom no basement house that we pay very low rent for, it is not a large home. my husband works in siding full time and i work at the hospital full time. we do not make a large amount of money, and have over k in credit card debt. my mother watches our son for free so there are no daycare costs. we have kept a large sum of the clothes, bottles, toys, etc from when our son was an infant.

now, after the back story, here is my question;

i am dying to have another child. my husband and i only want a total of two children, and i want to get pregnant now with all my heart. whenever i see babies i want to cry because i want to have another so badly. our son is getting bigger now and would be on his way toward his third birthday before another baby would be born. he is potty training now and will be out of diapers by then.

i just need advice/opinions… should i press the issue with my husband and start trying? or just "see what happens" and not be as careful? or should i just shut up and deal with it until we are more financially ready and have a larger home? (which could take 5-10 more years)

help!

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In this video set Victoria Wright discusses ways to get out of, and stay out of credit card debt.

www.finance101now.com Is refinancing your mortgage the best way to pay off your credit card debt? This mortgage refinance video from Bills.com reviews the pros and cons of this option. Visit Bills.com for more personal finance advice and information. Your home is the largest asset most people will ever own. As the value of your home increases, it’s tempting to tap that equity to pay off credit card debt. This can be a good idea, but it can also be dangerous to your financial future if you’re not careful. Andrew Housser, co-founder and CEO of Bills.com, reviews the four primary considerations before applying for a mortgage refinance loan to consolidate debt.

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www.GettingRichGuide.com Debt Consolidation can Help avoid filing bankruptcy Eliminate creditor harassment Lower debt payments up to 50% Provide one monthly payment Once you’ve found yourself in debt it may feel like a downward spiral from which you don’t know how you’ll ever regain your footing. It’s hard enough to find simple answers and may seem impossible when the collection agencies constantly call your house and threaten the security of you and your family. Ultimately your decision to choose a debt consolidation loan or credit counseling program to consolidate debts, should be based on your own personal financial situation.This Video Doesn’t Belong to this Channel

World Law Debt Settlement focuses specifically on the process of helping our clients to become debt free. Our service provides you with a straightforward assessment of your legal rights and all your options allowed by law. When you use World Law Debt Settlement, you don’t have to make a trip into a law office; rather, you receive information according to your schedule, saving you precious time. In 1998, partners from five of the world’s leading international law firms met to discuss the impact of the Internet on the availability of legal services. From that meeting grew several software prototypes for streamlining the most common legal issues, and compiling them into complex database and delivery system. Thus the first automated system to address over 4000 common legal issues was created at worldlawdirect.com Today we’re helping to fill the need for efficient legal solutions. In addition to an expanding searchable knowledge database, our systems automatically re-route designated issues to our global law team when the need arises. We provide thorough up-to-date advice on commonly-faced legal issues in over 26 international jurisdictions including the United States. We put the expertise and resources of a global law firm to work for you. Our founding shareholder board included leading international lawyers from the US and abroad. The board worked closely with our premiere global team of Czech and Finnish computer programmers, British software analysts, and Internet systems …

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www.finance101now.com When people have credit card debt and bad credit, it is difficult to get low interest rates. Learn about credit card debt and low interest rates from a registered financial consultant (RFC) in this free personal finance video.Expert Patrick MunroContact: www.finance101now.com Bio Patrick Munro is a registered financial consultant (RFC) with outstanding sales volume of progressive financial products and solutions to the senior and boomer marketplace.Filmmaker: Reel Media LLC

There are a couple of ways to pay off credit card debt, including getting a consolidation loan, making more than the minimum payment and starting by paying off the cards with the higher interest rate. Consolidate all bills into one at a lower interest rate withhelp from a business analyst in this free video on financial planning and debt management. Expert: Terry Kuykendall Bio: Terry Kuykendall is currently a budget analyst for the military in Washington. She is an accountant who has worked at firms helping people deal with personal and business debt. Filmmaker: stephen kuykendall