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Visit to here cleardebtshelp-solution.blogspot.com ,Debt Consolidation loan It’s high time to manage your credit card debts. Debt Consolidation loan is a boon for people, who have several loans against their name. With the help of a debt loan, an individual can consolidate multiple debts…

Do mortgages and auto loans affect our credit scores the same way as credit card debts? I think they should have less negative impact since they are collateralized by the house or the car. If I’m right, that means if I get the same interest rate for an auto loan as for borrowing from a credit card when buying a car, I should go for an auto loan, right? Are there other things I should factor in to decide from which I borrow? Thank you for your help!

I have credit card debts equal to 15% of the value of my 401k. I can take a loan from my 401k and pay it back over 5 years at 8.5%. Currently my credit cards have a rate 3-5 percentage points above that. I am 30 years old and contribute the max to my 401k. My feeling is that I might as well be paying the interest to myself instead of to the credit cards. Also I am 25-30 years away from retiring. I can use the money I save from paying my credit cards each month and start a Roth IRA and/or invest it in mutual funds and stocks as well as college plans for my daughter. I also have money in mutual funds that I could liquidate to pay my credit cards. What do you think is the best option? I figure I am young enough where this is a good option because I know you really are not supposed to use your 401k for loans

If I pay off ,000 in credit card debts that went to collections, will I they give me a credit card again, or will it take a long time for anyone to give me a credit card?

my ex is signing over his half of the house to me. In return I will need to refinance the house to payoff credit card debts that he left me with, not to mention a 28,000 credit line debt.The morgage right now is 7,000.

The Details:
My credit score – 735
Credit card debts – 21,000.00
Can only afford to pay 400/month
Not a home owner

What are my options to consolidate this debt? I don’t want to go through Debt Management Program. I’m planning to score a mortgage within the next two years.

My spouse had made some credit card debts in US. What are the legal ways of finding out how much he owes?