Help Debts

Posts Tagged ‘Credit Cards’

Ontario Consumer Credit Assistance (OCCA) has been helping families solve difficult debt issues since 2002. Our dedicated and highly qualified team of credit Counselors, offer free professional advice on how to manage your debt, while making your monthly payments more affordable. Our goal is to educate, counsel, and assist our clients in developing a debt-free solution, specifically designed to meet their unique needs. OCCA’s independent status provides our Counselors with the flexibility needed to negotiate personalized payment arrangements with creditors directly, which means a perfectly tailored solution just for you! For a free, no obligation, consultation please call us toll free @ 1-866-USE-OCCA that’s 1-866-873-6222 Finally, FREEDOM FROM DEBT ROW!

I have numerous debts (car payments, student loans, a few credit cards, and a signifcant personal debt owed to a friend) that I’d like to roll into one monthly payment (which would hopefully be smaller than the amount I currently pay for each one as a separate monthly bill).

Some people have advised me to apply for a debt-consolidation loan. My question is, will doing so affect my credit negatively? Do they even include student loans in debt-consolidation?

www.cpa-financial-debt-strategy.com – Using a Credit Card Debt Relief Company?

I am not making as much as I did a few years ago but I have more debt than ever. I can’t pay all my credit cards and I’m already getting calls from collection agencies. It’s starting to stress me out. My girlfriend and I are thinking about getting married but I don’t feel right about it – not unless I can pay back some of this debt. She has no debt and has complained about mine. Pls help.

I am a 35 year old woman and I don’t work. No one would hire me because I haven’t been employed for several years now. I live with my father, her gf and their kids. I dont receive any governent support and financially depend on my dad and use credit cards. I have amassed a huge school loan (50K) since I went to graduate school as well. I just babysit my half sisters and brother but I don’t want this life anymore. My dad does care for me since he does want me to move out and find a nice and stable guy, so I feel pressured to do so, but deep down I have virtually zero interest in being in a relationship.

Sometimes I feel like ending it all, and I always cry in my sleep. I feel like I am a disappointment to my family. I just wish to find a good job so I can move out and be financially independent and debt free. I dont know what to do anymore I feel like I am stuck in a rut.

I guess I want advice on how to get out of this rut and start my life. Should I get a loan and move to the midwest and try my luck there in finding a job? Or join the military/army/marines/airforce/navy or anything in the gov’t that will forgive my school loans, but I think I’m too old for that.. Or do I have a chance to do that still?

I dont have any friends to talk about this so I appreciate any advice that you can give me. Thank you

www.finance101now.com When people have credit card debt and bad credit, it is difficult to get low interest rates. Learn about credit card debt and low interest rates from a registered financial consultant (RFC) in this free personal finance video.Expert Patrick MunroContact: www.finance101now.com Bio Patrick Munro is a registered financial consultant (RFC) with outstanding sales volume of progressive financial products and solutions to the senior and boomer marketplace.Filmmaker: Reel Media LLC

There are a couple of ways to pay off credit card debt, including getting a consolidation loan, making more than the minimum payment and starting by paying off the cards with the higher interest rate. Consolidate all bills into one at a lower interest rate withhelp from a business analyst in this free video on financial planning and debt management. Expert: Terry Kuykendall Bio: Terry Kuykendall is currently a budget analyst for the military in Washington. She is an accountant who has worked at firms helping people deal with personal and business debt. Filmmaker: stephen kuykendall