Help Debts

Posts Tagged ‘dad’

My boyfriends parents absolutely HATE me. What do i do about this? If we’re on the phone, they find a lame excuse to interupt. If he’s coming home to visit me [hes 3 hours away with his dad helping him out with his back problems AND hes 23 and we've been together A WHILE], his dad tells him he doesn’t want him coming to visit me because he thinks ill abduct him! WTF! thats just nonsense! They are ruining our relationship and he knows it but they’re really helping him out financially as long as he helps his dad out. He isnt in debt but they’re helping him safe so when he comes home in a few weeks he can get an apartment and not have to live with his old roomates that screwed him over. How do i handle this?

This is long, so if you are willing to give up some of your time, thank you. I love my mom, but I am very confused about this. Isn’t a mother supposed to be caring for her children, spend time with them, enrich their lives so they can grow up and become better people?

My mom had a difficult childhood. Her father left when she was two, and her mother was hardly around, and very strict. As a result, my mother was left caring for her two younger brothers, my uncles, and one was mentally retarded. She raised them, so she became a mother figure to them. She taught them how to read, write, all the things her mother should have done. It affects me, now, today. She has 3 kids, my sister, my brother, and I. And she works from 7 AM to 8 PM. When she comes home, I realize she is tired-Left out that I babysit my brother when she is working. I let her rest and settle down. But on the weekends, all she does is go to the mall, go "friendstering", talk on the phone, and curse my dad out. More information on that later~ Well, while she is having her fun, I am stuck changing my brother’s diapers, when she is 3 feet away….on the computer….IM-ing people. I am teaching him to read….while she watches CSI or a movie. I have to potty train and discipline, and she just WATCHES while talking on the phone. I am only 13…and this makes me feel like I don’t want to have kids when I grow up….and you know….I already picked out names. But I feel like a parent, when my mom is my age. Don’t misinterpret this; I do appreciate what my mother has done….bought me clothes, took me to parties…but honestly….that’s all.

In addition~she has no home. My dad(divorced) is extremly kind to take her in his home. They divorced 4 years ago. My mother always called him names….racist names sometimes (he is black, she is asian), in front of my sister and I. My sister used to copy her and call my dad those names too. My dad did so much. He is paying her every month, despite the fact that he has to pay for school tuition, and mortage, and debt. And still, she curses him out. 2 days ago, I was telling my sister to study, because she was getting D’s in subjects. She has been spending her entire summer glued to the computer screen. My mother overheard and then said, "At least she’s not flunking." I was confused…but then I thought her response was due to the fact that HER mother was incredibly strict when it came to grades, and hit her when she made bad ones. But still….I don’t know what to do. I am only 13….a sister…and a "mother" in a sense. Thank you for reading this…if you have. And any help would be appreciated.

My dad spent all his money with his friends. We had a peaceful life, but now only debts. What should we do to regain the happy life back?

My husband and I live with his dad rent free. In the basement. We don’t want to live there anymore but we can’t afford to move out. I have ,000 in student loan debt. I have been paying on it for 4 years. I also have a 00 car loan and a credit card with 00 on it. My husband has a 00 car loan and that’s it. I work full time (10 hours/day) and my husband works two part time jobs (9 hours/day). With the amount of bills we have, we can’t afford to move out of his dad’s house. We’ve calculated how long it will take us to pay off all our debt and it’s something around 7 years. Well, we definitely want to move on with our life but we don’t know how to. What do we do?

I’m 22 and my husband is 24. He joined the Army and was going to get a ,000 sign on bonus but he was medically discharged and can’t re-enter the Army. So that option is gone.

I make /hour and my husband makes /hour at each job

Please, someone give us some advice!

I have asked my dad for help and he will. Should I try to get one big loan and pay extra or should I do debt consolidation with a credit counseling service. I am not late. I have good credit. My debt/income ratio in not good. I make about 60,000.00 a year. I have destroyed my credit cards. Please help. Worried

Ok I know this is going to sound really insensitive but let me explain why. My mother is in about 16k dollars in debt spread about different credit cards. My older brother used to help her out but now he’s short on cash. His car payments are late and he can barely help pay the rent. I work part time at a store so i don’t make much money but i help when i can. I am going to school but i feel like they take a toll on me. Now i know it seems like i’m abandoning them but I am not the one who put my mom in debt. It was her and my brother. He would use the credit cards even behind my mom’s back. I have hidden the credit cards from them. I try to have like a family meeting to discuss our spending and our incomes so that we can create a budget but they just come up with excuses like they are tired of working or something. I feel like I am the only responsible one in the house. My younger brother doesn’t work anymore and he bothers my mom for gas money too. That car is so that he can commute to school but he abuses that car and drives very far to hang out with friends. On top of that he drives his friends around like if he was a free taxi. So as you can see I am in a bit of a pickle here. I don’t want to move out and "abandon them" but what can I do? I am at the edge of the cliff. There is little possibility that my younger brother will get a job soon. The debt is overwhelming and I have things to pay for my own. (Car repairs, cell phone, etc). What should I do? Any advice is appreciated. Any judgment will be noted. 10 points to whoever gives the most reasonable solution. I know this was long and if you read all of this thank you.
I guess I should have added that my dad is useless scum that works whenever he feels like it and uses most of the money to buy beer. He helps out rarely.

The net worth of my Dad is negative – however, he is becoming less able to take care of himself, and is probable to need 24 hour care sometime very soon. Rather than a Power of Attorney, should I just have a Will completed?
More specifically, the house is mortgaged past it’s worth, and he has a significant five figure credit card debt. I want to be sure that I do not become financially liable for those costs.

I went to school for one semester and paid for almost 00 of it and my dad was supposed to cover the rest. He never covered it and now I have to pay back the school the entire amount of the tuition, plus a few past due bills from over-expensive doctors visits, and a recent purchase of a car. I dont’ make much money but I absolutely have to cover 0 a month for the car, plus try to take care fo my other bills. What should I do?

We have been married for close to 2 years. We have a 15 months old daughter who is my lovely cutie. Combined annual income: ,000. Before marriage, I had dated 3 women and her 11 men. We are from different cultures: I am African and she’s American. I grew up in a stable christian home; She grew up in a dysfunctional family (dad had 2 extramarital affairs and has kids from them and mum too). My flaws; shower once every 2 days, kinda of messy but I clean up after myself, easily irritated but I have never physically or emotionally abused her, I have a high sex drive
My thinking: Marriage business is between hubby and wife (I keep family out; I rarely call my family but we love each other dearly). 2. Her mum is always in our business. When we have arguments, she vowed to always to stand by her kids. (Eldest son: Alcoholic, keeps moving in and out of house, wife "beater", all the money he makes he sends it to her "fiancee"; )
Her thinking: If we have arguments she can tell her mom about them. 2. She pays 0/month (due to messed up credit) for her car note. (Camry 2007). I drive a 1999 Malibu which we got at 00. 3. She wants to pay off 0 every week to a baby sitter yet her aunt charges 100/week (they don’t get along): My mother was willing to baby sit again for free (she baby sat her when she was 2 months until she left when she was 8 months) my mum is a retired professional pediatric nurse. 4. She needs to have a treat every week at a restaurant and have a tour to her hairdresser; 0/week 5. Before marriage she had debts totaling to about ,000 (which I was willing to help take care of when we get financially stable. 6. She believes that her dad is a "devil’ since he doesn’t agree with her way of thinking. (I get along with my dad in-law; he minds his own business unless you seek for advice from him. he admits that he screwed up with the extramarital affairs but he can never change what happened. He has always asked me not to ever put our daughter thru. that; having another woman in my life)

When we I don’t agree with her she says I am mean minded and sometimes when I lose it, she calls ex-bf (who had proposed to her and later changed his mind) for "advice". Ex-bf always put pressure on her to look nice and he contributed to her big debt.

P.S: Recently we separated and I was wondering whether divorce is an option (Kinda of not what my family virtues are)

My dad has cancer and my family is making things soooooooo crazy and have him so confused! Telling him he needs a poa but also stating they dint want to receive his debts? Is that the case? Whatever anyone knows it would be greatly appreciated! Thanks!