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Posts Tagged ‘debt consolidation companies’

tinyurl.com The team that founded CuraDebt began in 1996 providing debt settlement services on behalf of individuals and small businesses. In 2000, the company started providing debt relief services nationwide. CuraDebt is a member in good standing of TASC, the largest and oldest association of debt settlement companies, they have the highest rating for debt relief companies by the Consumer watchdog. We recommend that you ask any company that you are considering working with if they are members of the Online Business Bureau, just like CuraDebt. CuraDebt saves you the most money for a variety of reasons. First, their negotiators have built up contacts with creditors over the years and settle in bulk instead of just one account at a time. For example, instead of just settling your debt of 000, they may be settling 0000 of debts with the same creditor. This gives them a much greater ability to negotiate the greatest savings for you. In addition, CuraDebt is commission based, which means that it is in their best interest to get you the greatest savings. You get to speak with your negotiator who has all the details on your accounts and works with you based on what you have available on a monthly basis or as a lump sum. The company also works with businesses through its Commercial Debt Counseling division. You can browse through their website to read numerous testimonials as well as debt settlement letters from credit card companies showing savings from 50 to 89%…Read …

I have been searching on CNN Money, Kiplinger and other financial sites for easy to use monthly budget planners and advice on how to reduce debt.

I have QuickBooks, Excel, but was hoping to find a FREE legit company site that walks you through the steps needed to budget correctly.

PLEASE DO NOT SPAM YOUR COMPANIES! Not looking for debt consolidation companies, just a monthly budget guide.

Thank you!

I have heard there are a lot of rip off debt consolidation companies out there, and I am just looking for one that maybe you have had a gopod experience with. If you could give me some suggestions, that would be great! Thank you!

When you consolidate debt, it shows all old debts as being paid, etc, but the one new debt ratio, which is the amount being owed to the consolidation company will be huge. QUESTION: Does It lower the credit score to have a huge debt ratio like this?
OTHER QUESTION: and you also want to have say, 3 credit cards, (3 of them is the number you want to have a good credit profile, right), then the debt consolidation companies close your credit cards or do they not? How does it work

I posted a question regarding collections calling about a debt that had been charged off from Chase. The company calling is Client Services Inc. States that they didn’t buy the debt from Chase they’re collecting for them period.
I researched debt consolidation companies, and called friends who have dealt with this, and CareOne Credit Counsel was ultimately choosen. They were very kind and professional. At the end of the counsel session, going over our budget etc…we set everything up, and they gave me a number for collections to call if they called again.
Ofcourse they called, I told the collector what we had done and that CareOne would be paying the original creditor. That we wanted to pay this off and this was the only way we could. They stated they wouldn’t work with them, no way, and we had to pay this off now, or face legal action.
They say they work for Chase, they have the charge off turned over to them. Not bought but turned over. I don’t know who to believe here. The careone credit solutions who states they do this all the time and gave me proof, or the collections people who say, they gave me a settlement, but never gave me anything in writing and even now don’t want to since I said we don’t have the money right now.
What do I do here??? This is our only ding on our credit. We are military and on a SLIM budget. I just wonder if someone out there has dealt with a situation like this? What to do, who to believe???

When you consolidate debt, it shows all old debts as being paid, etc, but the one new debt ratio, which is the amount being owed to the consolidation company will be huge. QUESTION: Does It lower the credit score to have a huge debt ratio like this?
OTHER QUESTION: and you also want to have say, 3 credit cards, (3 of them is the number you want to have a good credit profile, right), then the debt consolidation companies close your credit cards or do they not? How does it work

Thanks guy’s for your input.
Zcomm, QAP who are these people if they are not a lending institution? It sort of reminded me of Ebay. Am I mistaken? Are they members of the better business bureau?

J.B. I wish I could but I’m trying to save for a small down payment on a home.

Ely, is it true that these debt consolidation companies want a fee up front and sometimes don’t get your debt paid ontime?

How do I you avoid companies that gain three or four times the money they spend to help ( me) the customer?

I would just like to know of some good debt consolidation companies that people have used that are friendly to people with fair credit and that are simple to recieve help from.

Can anyone tell me about debt consolidation companies and their services?

Can anyone tell me about debt consolidation companies and their services?