Posts Tagged ‘doctor bill’

How to dispute a CA when I was never notified of the debt?

Silly me just got into the habit 4 months ago to check my credit from all 3 bureas on a regular basis. When I checked my credit, I see there is an account in deliquent status. It’s a doctor bill. They claim my insurance did not pay something. I have been to this doc several times, and was never notified about a bill. They never called me or sent an invoice. I would have paid if I knew I owed. I got the doctor to send me a bill now-2 years later. This is ruining my credit. Don’t they have to notify you if a debt is owed? The last time I was at his office 2 years ago, my final bill was {content}. How do I handle this properly? I am not sure how you handle collections with a doctor.

Please no comments like-You should have known, or it’s your fault, because I WAS NOT notified in any way about this debt. This debt was applied to my credit while I was still under his care! I don’t even think the doctor is making true claims.
Oh, by the way, I can’t get this doc to call me back-only his secretary.

Filing bankruptcy or the best way to get out of debts?

I’m in a substantial amount of debt… Hospital and doctor bill mostly. No credit card debt. Plus, daily living expenses with an infant!!! Problem is — I am being hounded by bill collectors and one debt is about to be turned over to an attorney for collection. I feel certain that this could end in wage garnishment. We don’t have the money to make ends meet — let alone have any part of my wages garnished. I’ve tried making arrangements but we just can’t make the payments no matter how minimal. Should I file for bankruptcy? How can I avoid getting my wages garnished? I have no problem with paying the bills if I just had the money.

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