Help Debts

Posts Tagged ‘Extra Money’

Last year a filling fell out of my last back molar.
Quite a bit of the tooth fell apart(and out of my mouth) soon after.
I was saving to have it fixed, but I lost my job a few months ago.
Now all my money goes to school and rent.

I do not have any extra money.
I also do not have any family or anyone, who could lend me funds in any way.
I’ve been living on ramen for 6 months because I could swallow it and not cause tooth pain.
When chewing became too much I switched to protein shakes.
My tooth is now at the point I can suck through a straw and or drink much without immense pain.

I do not have 8 hours to sit in a office and maybe have a chance of getting looked at.
If I miss a certain number of days in class and lab, I lose grant money.
I’ve missed my quota already just trying to get someone…anyone to look at my tooth.
Nothing

I’m in over 0,00 student loan debt, school comes first and I know it will be ok in the long run BUT…my tooth sure don’t know that. :-/

I do not qualify for public-aid or medical help(trust me I have tried everything!)
Please don’t tell me to go to the Dental Clinics at UIC.
I’ve been there and they require full payment upfront, no exceptions.

I can make cash payments of about – a week.
No dentist or so called "free" clinic has been willing to work with me.

I really scared for my health, I know the tooth is past abscessed.

I just don’t know what to do.
Maybe I’m looking in the wrong places.

Any advice would be very welcomed.

Thinking about starting to trade in the stock market but only with small amounts to start out, somewhere around 100 to 300 dollars and was wondering if there are any good sites out there that would have minimal fees for such a small amount? I was referred to Scottrade, but told that this site is only good for thousands of dollars, and Sharebuilder as a good one for small trades.

What are your guys’s opinions? Any advice?

Mind you, this isn’t an investment thing, I am just doing htis in my free time to try to make a bit of extra money. I am not using money that I will need in the future, so don’t think I am going to go into debt or anything! Just figured this would be a better thing to do besides going to a casino and blowing my money.

my boyfriends in the middle of a divorce! he and his ex have been very reasonable but his ex wife to be has recently discovered what she can take from him and is suddenly turning a little nasty. my boyfriend offered to pay more than a reasonable amount for the two children, gave her the house without a fight, is paying off her car and £15000 worth of debts just so she doesn’t need to worry about a thing while taking care of two children. she does work and earns a fair bit, but has recently discovered that she can take my partners police pension. this will leave him with nothing if she does, he moved into a house a few months ago and still doesn’t have any real furniture as all his money goes to the to be ex wife, also he’s working twice as hard just so he can have a little extra money that he doesn’t get to see! can he fight to keep the pension? is there anywhere online he can get free legal advise, citizens advice was no good so far! please help, thank you
for the record, my partner has not cheated on his wife with me. they have been separated for two years and are a few months into sorting the divorce proceedings.
next, he has been unable to pay for a lawyer so far as the debts are leaving him with very little each month, so far both sides are going on advice of the english citizens advice where a free solicitor is at hand who he has seen a few times so far.
also, i may have mentioned but the children are in school and his ex to be work while they learn, she has a great income.
the reason my partner has offered to pay more than required is because she went into depression from worry and he doesnt want his children to see her like that.
he has a heart of gold, and as i may have said, shes a very nice woman, shes just trying to grab all she can without realising what he will lose
also, to the person who said i have no idea at what it is like raising kids, i have two of my own and a deceased husband
one last thing, im not getting involved, he tells me all about it, if he wants advice i try my best to give it but otherwise i stay clear, i just feel helpless which is why i have asked this question. i just want to make him smile by giving him some good news

The first one if for a health care company. It would be for 3 grand less then the other job. I wouldn’t have to work weekends or nights. I also wouldn’t have any customer contact, I would be doing claims. It also wouldn’t offer any extra pay incentives.

The other job offer is more money (3,000 more). I have worked for this company before. However I would have to work one weekend day a week, and its also for credit card customer service. Phone work and back to back calls. Actually I worked this position before, but they now have different systems. There is the opportunity to make extra money. It would include selling and also be based off metrics ( call quality, call time) This company however due to the economy will not be giving out raises for the next two years.

About me: I have worked for financial companies for the past 7 years and have always been in a heavy customer contact positions. I am good at working on phones but don’t enjoy it. I am looking to go into the health care field for a long term career either by getting my CNA or going into medical billing and coding. Money is a influential factor to me, but my spouse makes a decent amount of pay. With his salary we can pay our bills and have a bit left over for groceries, but are not able to pay off any debt or have extra money for fun outings. Paying off all of our debt in the next two years is one of our goals. We are looking to be debt free. I have however been unemployed for the last month (laid off) and have really learned how to save and shop better.

I am just so torn between the two. It’s really weird to have no job offers then two pop up at the same time. I really like the fact for having no customer contact, but I know we can also use any extra money. It’s really down to the point of choosing money or happiness.

Any advice is greatly appreciated….what do you think I should pick…also which one would you pick and why? Thank you so much for taking the time to read this and your response.

I apologize this is going to be a long one.
Past May I lost my job and was not able to get unemployment. I abandoned my apartment since I was very honest and informed my landlord I don’t think they ever filed anything against me, haven’t seen anything on my credit report yet. Anyways I was well off in my job, had 4 credit cards, a car loan and a loan for my furniture set. All of these had never had a late payment, my credit score was at 720 something. Obviously afterwards everything except my car loan is now at least 180 days overdue, all but 2 of the cards are in collections. About ,000 in debt and I owe my dad ,000. I owe my dad ,000 because he drove out and helped me move back across country with all of my stuff since I had no place to live. Well, I took a phlebotomy class and after 3 months of applying the only place that was offering me a job was back in my original state so I packed my car up and I am living rent free with my long time boyfriend who I had moved away from… I hope that wasn’t confusing. So I’m out where I began, all of my furniture that I owe 00 on is 1000 miles away. I’m only making 00 a month. I have 00 in credit card debt. I’m trying to pay off this debt and I’m wondering the best way to go about this while keeping my credit score in mind. Since May it has dropped down to 516. I’ve thought about filing for bankruptcy but I think that would be a bigger scar on my credit. Also I think it’s a moral issue, I made this debt and it’s my responsibility. I’ve thought about trading in or selling my car, but even if I did I’d still be paying on it since it would resell for so much less. I’ve also thought about selling my furniture but I don’t think I would get that much money from it. It’s all in my parents basement not getting any use and I’d love to have it out here but from what I’ve found it costs a lot of money to transport it across the country. So does anyone have any advice?
The credit cards were cut up as soon as I lost my job, all of my extra money is going towards the debt. I am not spending on anything extra at all.

I have a lot of credit card bills that I have consolidated. I’ve recently started working a part-time job to earn some extra money. Should I use this extra income to soley pay off my credit card debts or should I continue paying off my credit card debt slowly and put the extra money from the part-time job in my savings account? My big goals are to be credit card debt free so that I can may start investing in real estate. Please give only serious answers only.

If you’re like many Americans, you own one or two vehicles, have a mortgage and are saddled with unwanted debt. Who among us doesn’t like the finer things of life? But what if liking the finer things in life led you into a vicious cycle of debt that keeps rising and keeps your nose to the grindstone?

That newest trinket or gadget might make you feel better for a little while – or until you get your Visa bill. If you’re serious about eliminating your debt, then stop spending and start planning.

Make it a point to never shop just to make yourself feel better. Stress leads people to spend money in an attempt to relieve some of the life pressures they’re under. This is often referred to as emotional spending.

Sadly, emotional spending leads to more stress from having spent the money! When you’re upset, don’t look for answers in retail therapy and don’t shop to keep up with friends or family who can afford a higher lifestyle than you can.

If you can’t afford it with cash, don’t buy it. This will help stop credit card purchases and impulse buying. Carry a certain amount of cash with you and leave the ATM card at home – along with the credit cards.

To eliminate your debt, you need a plan. Using a notebook or ledger on a software program like Excel, and divide it into two sections. The first is for your living expenses such as your utilities, food, etc.

In the second section, make columns for debts and anything you spend money on such as entertainment, haircuts and so on. This will help you keep track of how and where your money is being spent each month.

Once you see where your money is going, take steps to eliminate unnecessary spending. While you’re cutting back, start putting any extra money that you’re saving toward paying off the existing debt.

Once you have it all paid off, don’t make the common mistake of recharging everything up again. This just puts you in the same bind and causes you more stress. There are many people who pay for everything (even cars and homes) in cash – and they no longer have the financial worries most consumers are burdened with.