Help Debts

Posts Tagged ‘financial situation’

I graduate after next semester with my BA in Sociology and a minor in History. After looking at some prospective jobs and going to my career counselor at my university, the employment situation for me isn’t looking good. The thing is, I’m able to go to school for free and actually make money doing so because my father is a disabled veteran. I’ll have zero debt when I graduate. I’m actually in the black right now, so short of some sort of debilitating illness which ruins my life, my financial situation won’t be completely terrible. I would love to work in city, state, or federal government doing anything really. I simply have no relevant experience. My resumé consists of nothing but jobs in fast food, retail and warehousing (which is pretty much what the American economy has been reduced to.) My GPA is kind of mediocre right now (2.8). I’m trying to bring it up to above 3.0 before I graduate.

I currently live in Kentucky but I have a girlfriend in West Virginia and I would love to be able to work near her when I graduate. She won’t graduate for another two years, but thankfully she’s going into a more lucrative field (physician’s assistant). I always joke that she’ll be my sugar momma, but I digress…What can I do? I feel terribly hopeless about my future employment situation. I don’t have time to do any internships far away from home with big fancy companies. I’m not some overachiever with a 4.0. I’m too busy working and going to school, and there aren’t that many internships or jobs here (especially in sociology).

Should I go back to grad school? Will they accept an average student such as myself? I will have enough credit hours in history to get a second BA within one semester if I so choose. Should I go finish that, all while trying to raise my GPA and go to grad school then? I really wanted to start my life already, as I’m pretty burnt out on school at this point, and I’m not really interested in what I’m studying anymore. I just want to get the job to pay the bills to be near the girlfriend and do what I want to do when I’m not at work.

I’m not looking for people to tell me I should change fields and go into what makes me happy. Too late for that. People work in completely unrelated fields all the time. And playing metal music on my guitar isn’t gonna take me anywhere. =P

So what should I do? I feel like my GPA is too low to get me into grad school. Should I just give up and work in retail for the rest of my life? I can get loans and go get that history degree and try to boost my GPA a little more. I might also be able to get a couple of recommendations from professors. I’m just terribly confused is all. Also, if this could somehow allow me to work/go to school near my girlfriend, that’d be ideal. Why do things have to be so complicated?

I’m looking for a credit counselor who can sit down with me and look at my financial situation and help me come up with a plan to manage my debt. I need help getting out of debt but can’t seem to find any legitimate places to go to get help near Sherman Oaks, CA.
I am past due (90 days) on all of my bills except rent, cell, and car. I’ve estimated my debt is about 7k.