Help Debts

Posts Tagged ‘getting a job’

i know a pal in NYC who says its very very difficult and very expensive living in NYC.He says even if u work u cant save,u cant overcome the tempting fast foods and everything from transportation to clothing to food to just even snoring is just TOO expensive in NYC especially if u are the type who wants to save.whats the advise to any fellow who wants to move to NYC on a low bugdet and dont want to overspend?What is the trick in other to live a happy and debt free live in NYC?How can a novice in NYC know all the tricks in terms of saving and choosing average priced services?Is it difficult getting a job in NYc as its said always?How good is NYC from the other states in the Us where u can save?Whats he advice to a visitor on a low budget when he/she visits NYC?In general is it BETTER living in NYC than being in KY,OH,MN or MD or any low cost states?

i know a pal in NYC who says its very very difficult and very expensive living in NYC.He says even if u work u cant save,u cant overcome the tempting fast foods and everything from transportation to clothing to food to just even snoring is just TOO expensive in NYC especially if u are the type who wants to save.whats the advise to any fellow who wants to move to NYC on a low bugdet and dont want to overspend?What is the trick in other to live a happy and debt free live in NYC?How can a novice in NYC know all the tricks in terms of saving and choosing average priced services?Is it difficult getting a job in NYc as its said always?How good is NYC from the other states in the Us where u can save?Whats he advice to a visitor on a low budget when he/she visits NYC?In general is it BETTER living in NYC than being in KY,OH,MN or MD or any low cost states?

i know a pal in NYC who says its very very difficult and very expensive living in NYC.He says even if u work u cant save,u cant overcome the tempting fast foods and everything from transportation to clothing to food to just even snoring is just TOO expensive in NYC especially if u are the type who wants to save.whats the advise to any fellow who wants to move to NYC on a low bugdet and dont want to overspend?What is the trick in other to live a happy and debt free live in NYC?How can a novice in NYC know all the tricks in terms of saving and choosing average priced services?Is it difficult getting a job in NYc as its said always?How good is NYC from the other states in the Us where u can save?Whats he advice to a visitor on a low budget when he/she visits NYC?In general is it BETTER living in NYC than being in KY,OH,MN or MD or any low cost states?

I refinanced my house through Ocwen in 2002 just before a major surgery to help with cost that I knew I would incur during the no work time. They told me one thing on the phone and when it came to signing, the paper work was nothing like what they offered me on the phone, but at the time is was only one week before surgery so I went ahead and signed. Since then I struggled and finally last year I was able to pay off my 2nd mortgage and all credit cards. The only bill left was the mortgage, since I paid off my vehicle the year before. November of last year I was in a bad car accident that totaled my vehicle. After receiving the check from the insurance company I purchased a used 2008 Dodge Advenger for 15,000 with 6,500 down on a 36 month loan. (Trying to stay debt free). Well December comes in and on the 2nd I was informed that layoffs would begin that week and sure enough two days later I got the call not to come in. This was a big surprise, since my company received records profits just the quarter before. Anyway I feel really bad, but I just cannot handle the mortgage payments anymore and I have tried everything to get the mortgage company to do something. They say I do not make enough for them to be able to help me. I am currently spending three hundred every month more than I am bringing in. My savings is now gone and starting to use credit cards again. And at this point I have a good chance of getting a job outside of Michigan, but if I do get the Obama modification I have to stay here with no hope of a job. Things just look worse at my company each month.
Will I be able to keep the car even though there is some equity in it? And can I let the house go this way with no reprecussions? I feel bad, but I also feel they took advantage of me when I was in a bad situation. And I have had the house on the market for over three years with not even a glimmer of hope. Thanks in advance for any and all advice. For those who like to talk down about people that file bankruptcy I pray you never find yourself in this situation. Current situation:

House owed 99,500 value about 105,000
Car owed 7,000 value about 15,000 (kbb)

and not hire you???I know of a person who doesnt have his high school diploma but is taking courses at a vocational college for a medical assistant, he has alot of medical debts from the hospital. and not only that he had never held a REAL job before or have a high school diploma. What are his chances of getting a job in healthcare after he graduated???

I own a business and am incorporated. I am considering filing bankruptcy but don’t want to include my personal debts (car payments) because I will pay those without disruption simply by getting a job. I want to find out about my business debts and if I can file bankruptcy on those and not involve my personal finances. I rent an apartment and pay car payments and do not outright own anything.