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I’m not very good in giving financial advices so please help my friend. She has substantial money invested in her 401k. However, she has debts incurred in the years past and she would want to pay it off. Would it be better if she just close her 401k and start her life debt free (or at least with less debt). She knows she will be taxed about 7% but she said she has to do something. Help! Thanks…:)
Thanks so much for your ideas and suggestions. I will forward everything to her. Her debts is not because of a lavish lifestyle but because of immigration lawyers , child care (she’s a single mom here; husband still in her birth country); rentals, etc. Her previous employer where she has 401k closed and moved to North Carolina. That’s why she’s kind of desperate. But thanks!