Help Debts

Posts Tagged ‘own business’

my brother has been doing his own business for the past years, and is not doing well, he does not want to end it and in a lot of debts, he does not go to his office for sometime now but insist that his business still in operation.he turns to gambling for big money but end up losing more and still keep finding people to invest or funds his company.
i had so many time ask him to wind up the business, get a job, paid all debt and start afresh but he say if he closed now, he loses big sum of money. Nobody in the family is able to get thru to him.

i actually enstranged from him for almost a year( i really pissed off, becoz we sold our house to clear his debts) , he himself never even give a phone call my parents since then.

Recently he called me up and saying he havind a very rough time and ask for a small amount of loan, but i do not agree and say if he want my help he can come back to my new house anytime ( i did so becoz my mother misses and worry about him too much) and yes he did come back after a month. and is only been a week and i think i’m losing it….

ok here are the point and what should i do? (B4 his financial crisis, he is a very resposible young man, why this is happening?)
1. i believes that his company is not in operation, even if it does, it must be in a very bad shape.
2. he gambled if he has the money (he also loses a lot in share market before) he just want big money now
3. few thousand dollars is not enough monthly salary for him and he rather sit in from of a computer keep posting for people to buy his company or asking for loan
4. he potentially will go to illegal money lender??!! i know…
5. he is turning into a loser who don’t want to get a job, just eat and sleep and everything is free.
6. OMG, can he still be saved??

We have been married for close to 2 years. We have a 15 months old daughter who is my lovely cutie. Combined annual income: ,000. Before marriage, I had dated 3 women and her 11 men. We are from different cultures: I am African and she’s American. I grew up in a stable christian home; She grew up in a dysfunctional family (dad had 2 extramarital affairs and has kids from them and mum too). My flaws; shower once every 2 days, kinda of messy but I clean up after myself, easily irritated but I have never physically or emotionally abused her, I have a high sex drive
My thinking: Marriage business is between hubby and wife (I keep family out; I rarely call my family but we love each other dearly). 2. Her mum is always in our business. When we have arguments, she vowed to always to stand by her kids. (Eldest son: Alcoholic, keeps moving in and out of house, wife "beater", all the money he makes he sends it to her "fiancee"; )
Her thinking: If we have arguments she can tell her mom about them. 2. She pays 0/month (due to messed up credit) for her car note. (Camry 2007). I drive a 1999 Malibu which we got at 00. 3. She wants to pay off 0 every week to a baby sitter yet her aunt charges 100/week (they don’t get along): My mother was willing to baby sit again for free (she baby sat her when she was 2 months until she left when she was 8 months) my mum is a retired professional pediatric nurse. 4. She needs to have a treat every week at a restaurant and have a tour to her hairdresser; 0/week 5. Before marriage she had debts totaling to about ,000 (which I was willing to help take care of when we get financially stable. 6. She believes that her dad is a "devil’ since he doesn’t agree with her way of thinking. (I get along with my dad in-law; he minds his own business unless you seek for advice from him. he admits that he screwed up with the extramarital affairs but he can never change what happened. He has always asked me not to ever put our daughter thru. that; having another woman in my life)

When we I don’t agree with her she says I am mean minded and sometimes when I lose it, she calls ex-bf (who had proposed to her and later changed his mind) for "advice". Ex-bf always put pressure on her to look nice and he contributed to her big debt.

P.S: Recently we separated and I was wondering whether divorce is an option (Kinda of not what my family virtues are)

I am a settlement specialist and started my own business instead of contracting out my services. Email advertising is a productive way to people looking for help to go to your website. I am a lagitament company and am not out there trying to take money from people by over charging them. I do what I do because I have been in the same perdicament and just want to help people so I have studied the laws and have been doing this for 5 years. My son and I were ranked top settlement agents in the US for 2006. So I need to find email listing to help me bring in new clients to help.

guy probs..need others advice….i have my boyfriend living with me…weve been dating for about 4 months now…ive known him for about 6-7…..k so hes not really taking charge in our relationship…i am a mother of a 3 yr old child…its like he accepts me but not the fact of being a "step-dad" he says that when he was growing up his step side of the family like his stepmom wouldnt really disciplin him or anything so he doesnt feel that its his place….now ive been having my probs with him since he got the new car on a sort of advance from my mother…she has her own business and i gt him a job with her….now i have been debating the issue of dumping him….i want to break it off completely but i dont want to throw him out on the street without a job and with a debt to my mother….how do i go about either saving the relationship or ending the relationship?…..
PS….sex hasant been good either….i mean feelingless….sex is there but its not sensual…its just there…..
HELP I NEED ADVICE….feel free to be as cruel or brutally honest as u may feel u have to be…for i def need to hear it from all angles

I’m 25- BA Degree. Got laid off And I’m getting unemployment. I just got offered a job for hr at a dead end job. I’ve started my own business, but it’s not enough to pay bills/rent right now. I’m in huge debt. Over ,000

So I have limited options:

#1- Take this job. Quit unemployment. Look for something better in my field at nights/ weekends. And stay in major debt , and Pray that something will come up.

#2- Take this job. Work on my business on nights weekends. Hope for more business. And stay in debt.

#3- Take this job. Get a second job. Quit my business. Don’t go to school. And hope that I get a promotion.

#4- Don’t take the job. Get unemployment. Move to another state and live with family rent free. Go back to school for my Graduate degree. Get a full time job. Get out of debt. Work on my business. And look for a job in my field. And pray that I stay out of debt.

Any advice as to what you would do if it were your situation?

A lot of people offer financial advice but aren’t practicing what they preach. If you did manage to save this, did you live a spartan lifestyle to do it, do you have your own business, are you in real estate? What did you do?