Help Debts

Posts Tagged ‘parents’

Okay I have student loan debt out the wazoo. I have been graduated for a year and currently enrolled for a masters program.I know I have to pay my loans back and there is this one collection agency that called me today and said I owe money about 2,700 dollars for my school student loans. I explained to her I am not working at the current time. She said the company I got my loan from no longer wants to negotiate with me about setting up a hardship forbearance its too late and I just have to deal with them.I asked if she can give me contact information on the company and she kept stating they don’t want to talk to me.Now I am not at all trying to get out of paying what I know I owe but I just want to make sure I am dealing with the original person who I got the student loan from. They say that the account has been with them for the past 30 days and that they will review my account on the 19th of august 7 days from now and if i do not respond i will get sued and a judgment filed against me.I am responding but I am not working have no money coming in I stay with my parents wHo are barely making it and I been looking for work for over a month since i was fired from my last job so im just **** out of luck I don’t know what to do. Wish i had a job and hope this collection agency is not a scam.I Google them and I got a rip off report about them but some say they were legit and some saying their scams. Can anyone give me some insight on how I should handle the situation please?also a way I can make money quick i hate having this over my head and would like to fix it but its hard when you have no money coming in.

I asked my parents about it and they’re so worried because it has been part of our family ever since we got it. It’s my baby plus it burnt a hole on my parents’ pocket just to get this camera. I made a list about the reasons why I should or shouldn’t borrow my friend the camera.

Reasons why I should borrow:
1) it’s her birthday week
2) her favourite singer will be performing (she’s the biggest fan)
3) it’ll ruin our friendship and hurt her so bad if I said no
4) she was SO happy that I agreed to borrow her, even though I told her I still need my parents’ permission.
5) it’d be so miserable going to a concert without a camera, especially when it’s so rare for them to perform in my country.

Reasons why I shouldn’t borrow:
1) it is way too expensive to take the risk
2) she had no experience on how to properly handle a DSLR camera
3) my parents think I do not appreciate the things they bought for me and they’re so disappointed and sad when I told them about it
4) accidents happen/someone might steal it
5) she’s got a reputation of not paying her debts
6) a k camera in a concert is slightly unacceptable
7) the concert is located in an outdoor water park
she need it for at least 5 days (the concert is on Friday, thus I must give it to her by Thursday, and will only get it back on Monday because that’s when I’ll see her at school). It’ll drive me nuts to leave my camera with someone else for 5 days!

Either way I’ll end up hurting both my parents or her in whatever decision I made. I don’t want to be selfish to my friend, and at the same time I dont want to hurt my parents’ feelings or risk borrowing a camera like this. Even if the camera is damaged and she paid for the damage/ get a new one back, it’s just not the same anymore, you know?

This is so ridiculous trying to decide whether if I should or shouldn’t borrow it to my friend. Sorry if I seem really crazy and paranoid. I really need your opinions with this
[edit]
thanks for correcting my grammar error, and the opinions. Thank you so much :’)

I’m about to enter my final year of college (getting a BS in physics) in MN and am thinking about relocating to Cleveland area upon graduating (partly personal reasons, partly as they have a large medical imaging industry). I’m going to graduate at 20- I’ve lived on campus all through college so its not like I have a whole apartment set up, although I will NOT have any student loans or debt (which frees me up quite a bit). My parents would let me to live at home and work in Minneapolis area but I’d prefer to be on my own if I could. I’d like to go about it the right way, though.

How much should I save to cover relocation costs, set-up costs, etc? Any advice on the best way to prepare financially for graduation?

I am happily 10 weeks pregnant. The father, my wonderful bf, and I are so happy. This was an accident. We were planning on kids in 4 years, marriage in 2. We used protection, but it just kind of happened. I am NOT a teenager, so please don’t tell me I am too young. Both Jamie and I have good, well paying jobs and are not struggling at all. We have new cars and are buying a house together (we were in the process of buying one before I found out). Well, my parents do not like this. They keeps telling me to abort or adopt. They either scream at me or ignore me, telling me that it is selfish to keep the child and that children ruin your life… Both Jamie and I have finished school and have started our careers. I have been on my job for 1 year now. Jamie has been on his for 2, and like I said, we are doing well in terms of money. We have NO debt. Jamie has paid his student loans and I paid for school out of pocket (myself, with no help from parents) and never had any loans.

I hope that paints the picture for you all. Please give me some advice on how to handle them…
Thank you all so much. I do not know why they are acting this way. I love them and i want them a part of my life and a part of the childs life, but idk if I can handle the way they are treating me… It’s not like I am 16 and pregnant… I just don’t understand. I am on my own, independant and make m own money. I have never had any debt because I am smart and pay cash for almost everything, even my car…

I seriously feel stuck.. I work about 55 hours a week right now.

I just got my car paid off; my credit card debt is exactly 78.74, and exactly ,291.43 in student loans.

I feel like if I could get all my debt paid off, I could save up enough money quickly to actually move.

I think I would be ok with just paying off the credit cards, because my student loans are consolidated and the payment is 5.71 a month.. So I could swing it.

Please offer me advice. Please let me know where I should go from here. I’ve wanted to move there for years, but every so often I throw the thought out of my head because I feel like it’s never going to happen.

I live in Ohio I am 28 and single. I live with my parents at the moment. I am looking for apartments around here reluctantly, but I’m on the waiting list.. I really feel like if I move into one here, I’ll never be able to save up enough to move to NYC. Please give me your advice. I’ve been there a few times, and love it. How can I make money other ways, what can I sell? Help me please.

My parents are going through a really bad divorce- actually, they divorced 5 years ago, now they’re still fighting. I now have anxiety and depression that I am trying to deal with, but they are to busy fighting to notice that my problems are really bad…. I mean my mom noticed that my mental health was crap now, but she said if I want it to be solved, I have to tell my dad cause he’s the one ruining my life.
Also, I can’t talk to my friends because all of my close friends don’t have divorced parents, and they say they are depressed or stuff when they have a teeny fight with their siblings. I live my life worrying if I will be okay, if my mom will abandon us or kill herself, if my dads money problems will ever get solved (+100 000$ debts), I am always holding back tears, I have become a lot less social, I used to be a straight A student and my grades are shooting down, border failing all of my classes.
I have a friend, she’s not my best friend, but one of my very close friends, and her mom offered that I could live with them. I know that I would be better suited there, that I could overcome my depression, and become more relaxed. Because right now the only time I feel truly happy is when I am with the horse I ride, and I am thinking about half-leasing him, but again, money problems mean that I can barely horseback ride once a week, so I would have to find the 300$ to half lease on my own.
So parents, my question is, how would you feel if your kid decided to go live with another family?

P.S: I am 15 years old, and I am not just a spoiled brat who did not get her way. Also, don’t tell me I need to go see a therapist, talking is overrated and I can handle my issues fine on my own.

I dont know what to do , I can get into both, manchester is ranked 18th best university and bangor is ranked 50th. And does anyone not in wales know of Bangor university and have you heard its good.
If I go to manchester I will end up with over £30,000 of debt, but if I stay at home my parents will pay for everything. What would you do ?