Help Debts

Posts Tagged ‘sleep’

Mannnnnnn!This is the fourth time. I helped three times before this. 12gs, 15gs, 17gs. I told her not to use them again. Sorry ASKED her not too. I had her cut them up in front of me to help me sleep at night. I pay everything at home and her car note too. All she has to do is take care of her own credit debt and manage it. Food, misc, kids stuff and etc… I got it. Just keep don’t let your debt out weigh your credit.
Long story short…..she reordered the cards because i said don’t cancel them. She helped her blood sucking mom and brother running up 30+ in debt. Didn’t tell me really anything until it was to late. So she got a JOB and she had never to complain to me about why she is working so late and crap. I said well u got debt i have no problem you working late and long hours.Why cant you help me ???????? I did help i said. But i told you not to run it up or I will not pay. I also have to service her car Too $$$$$$$ She was unable to even pay for a oil change. duh! She is still mad i can’t help her. I said I have debt too and if i stop paying mine to help you then i the whole family +5 others will suffer (4kids) because you ran up that debt or you spent money u never had anyway.She would always say i’m cheap. Well i save for just in case days….And retirement…..And kids…..I’m a disabled Vet also….I do what i can.
Then she asked well can WE fill for chapter 13?????????? Inside i died…………..What if she leaves me….Then im stuck with her debt also…..NOOOOOOOOT! So she wants to file Chapter 9. Not me! Sorry not me. Why not get another job? Man she complained more and more she don’t like to work….I want to stay home with the kids..Everything you can think of she said I rather be by myself. I was shocked and said wowwwwwwwwwwwwwwwwwwwwwwww. Well to me I thought of saying something and i didn’t. You can tell her nothing. She does not see that her actions put a strain on our relationship. She knew better but still wont take responsibility and take care of her debt. She wants the easy way out of it. But to do that she has to divorce me. If it was me I would get as many jobs i need to to get out of that hole. She doesn’t feel that way.
She also brought up to me she would go to escorting because men pay…..I said you crazy. So i said go ahead as long as im divorced from you. Then you can do whatever you want…
People…..I’m trying or yet i have tried so hard to show her how to handle these credit cards and debt. You can led a horse to water but u can’t make them drink.
I really think it’s to a point here after 15yr you would think we would of had that money thing worked out. Her thinking is so far off from mine. For her to put all of us in a money problem to which would hurt the family and to bring up divorce because she is careless with money. I can only do sooooooooooooooooooo much. I really think ….I don’t know….Should i lick my wounds and cut my loss. I just rather stayed a little money on a budget. Heck I didn’t know…………………….

I’m a full-time college student and initially worked part-time, 36 hours a week. Because one employee quit and the company doesn’t want to hire anyone new, I now work an average of 60+ hours a week (which yes, is still part-time) but the manager ALWAYS asks for me to cover her shift (she takes frequent short vacations) and she ALWAYS asks without a two-day to 24hour notice. I have refused a couple times in the past but given that I know her and how she is, this will continue. Two weeks ago, she left for three weeks because of surgery and I ended up working 80+ hours AND going to school Monday-Saturday. I nearly died from the stress and sleep-deprivation.

This job pays relatively well for my inexperience but the schedule kills me. It revolves around the manager’s schedule. She always gets her way despite past complaints from former employees to the owners of the company. =\

I understand that people are losing their jobs left and right and it’s becoming more difficult to find a job – which is why I’m hestitant but then again, I feel like I’m killing myself by staying at a job I hate.

Any advice? =(

*I’m debt-free as of now and I’m only a little worried about how I’ll pay for books in a year or so. I have a couple thousand saved for gas and books next semester (possibly even books for the summer and fall next year) but if I can’t get a job, I’m seriously considering taking a loan that I’ll pay off after I graduate. Would that be an okay idea?

Help =(

I am trying to hunt down a well trusted debt collection consolidation company. The type where they run all 3 of your credit scores to see who you owe, & consolidate it into one lump sum for an afforable monthly payment. I have heard of many of them being scams, people "paying off their debt" and not actually paying it just paying the company money that supposedly consolidated it. Which in case sickens me that people can sleep at night knowing they screw over all of their customers. Anyways, if anyone knows of a real, scam free debt consildation service it would be much appreciated.