Posts Tagged ‘thousand dollars’
How do you handle a situation where someone used your credit card without your permission and forged your name?
My now ex husband did this to the tune of ten thousand dollars..he promised to pay it but did not..lol..he doesnt even pay support for his 2 children aged 5 and 7. I am going to have to declare bankruptcy in the next couple of months because of all HIS debts and my inability to pay them and raise 2 kids. The credit agency keeps calling and I keep ignoring the calls..should I tell them? Will they go after him or do I have to have him charged? Im sick of him getting away with everything and us paying the price..just wondering how to go about things
Ive received a few answers regarding my not doing anything during the statement cycle. My ex was in a position to get the mail before I returned home from work and did so. I was never expecting statement anyway as I had paid the card off and put it away so it wouldnt get used..I only discovered it missing when the girls and I finally left and happened to get a hold of a statement before him..I flipped and..my lawyer has copy of it..also copies of him forging my name..the credit card company should have noticed the different signature and contacted me immediately..maybe then I owuld have found out before it was wracked up so high
How do you handle Christmas presents for your kids?
My husband and I always disagree about how to handle Christmas presents for our boys. My husband does everything big and wants every Christmas to be memorable. I am happier with a more modest Christmas and hate paying off Christmas debt the rest of the year.
Our boys are 13, 11 and 2. Though we have a Christmas club account that had 00, we’ve already tapped that out. I’m ready to be done, but husband still wants more. He’s already picked out new ski jackets which will run us around 0 and was talking about needing to go to the mall.
We spent 0 on our toddler, which I find excessive. Our older boys got ski passes, new skis, boots, bindings and gear, video games and movies and some new school clothes, altogether totaling 80.
I get sick when I think of dropping over a thousand dollars on Christmas presents for my kids. My husband has a point, however, about how we do want the boys to be able to ski and that skiing is just very expensive.
My problem is that, only our older son really needed new ski gear this year as he is headlong in puberty and having constant growth spurts. My husband thinks it isn’t fair to get our older boy cool new stuff if we don’t get cool new stuff for our middle son as well.
While I sort of agree in principle, my parents always taught us: life isn’t fair, you won’t always get stuff at the same time your siblings do, but you’ll always get what you need when you need it. I think this is a better lesson for our kids, but husband came from a much better off family than I did. His Christmases were always extravagant and he and his brother always received the same presents more or less, whether they needed them or not.
So, long story short, my questions are:
1) How much do you spend on Christmas each year?
2) If you have multiple children, do you worry about keeping it all equal or do you focus more on filling needs?
3) Do you and your spouse/partner share the same philosophy on gift giving and, if not, how do you overcome that?
4) Are you willing to break out the charge card at Christmas?
I’m glad to hear that I’m not scrooge! (or at least the only one).
My husband has a big heart. He loves to see them smile on Christmas. We also always donate old toys to family/friends in need or at our church’s Christmas outreach. We also spend part of our Christmas volunteering at the local Salvation Army, so our boys do know how good they have it!
Our boys are not this spoiled the rest of the year. Mom usually runs the finances and the buying; dad’s only really involved on holidays.
I think I’m going to put my foot down on further Christmas spending. I tell him every year that the Christmas club is it, and every year he manages to sneak a few "extra special" presents in.
Lost in Debts– need advice?
I am lost in debts, how can I become debt free?… I owe ,000 thousand dollars, and the bills and interest keep coming, how can a and where can I get a loan to consolidate all my debts?… I get paid 45k a year plus bonus and overtime and I dont know where my money goes, everytime I try to pay something off, somethings else gets in the way.. my credit is not good since I never toook things on credit and now that I started doing that to build up a credit I couldnt keep up woth the bills, I pay for my daughter’s private school because i want her to have a good education and thats like 3,200 a year… I know that if I get a loan like that I can pay it easily in 3 years… but no banks or company will give me a loan like that even if I show them proof of what I make a year, and thats cus of my credit… what will be the smartest thing to do?
How do I handle a small outstanding loan (payable in full immediately) while preparing to purchase first home?
I have a few thousand dollars of outstanding college loans and am looking into purchasing my first home this summer. I could easily pay off the loan with savings, but that would eat into my fairly pathetic down payment. I just read that paying off debts helps your credit score, which is why I am asking. Until now I was trying to maximize my down payment.



