Help Debts

Posts Tagged ‘utility bills’

I would like to get a debt consolidation loan for my outstanding debt from closed credit cards, old utility bills, etc

I have student loans, but I would like to consolidate them separatley and not through another loan.

Also, I have an auto loan, would the loan be able to cover that as well?

Please, real answers, and no opinions/judgements.

Thank You.

I would like to get a debt consolidation loan for my outstanding debt from closed credit cards, old utility bills, etc

I have student loans, but I would like to consolidate them separatley and not through another loan.

Also, I have an auto loan, would the loan be able to cover that as well?

Please, real answers, and no opinions/judgements.

Thank You.

Im an 18 year old college student with a debt that exceeds that of an average american college graduate after loans and bad luck at finding a good job.
My situation is bad. I was doing fine when i was 16. I had a good job, nice steady hours, a car, a credit card, a cell phone and i even was able to help my mother pay rent and the utility bills. My credit was good for about a good 6 months before my mother took advantage of my solid financial stability. She got a cable bill opened in my name without me knowing and the funds weren’t being payed because i was unaware till i found the letters from the collections company that my mother had hidden. I didn’t know her intentions but she totally fucked me up BIG TIME. I already had to worry about paying off my car, credit card and phone bill. Now i had a cable bill in my name that i didn’t ask for. I talked to Charter (the cable company) and they wanted me to press charges on my mother for identity theft, before they could take my name off the account. I just couldn’t do that to the woman who had given birth to me. They ask if she would recieve the responsibility of the account and she declined, then she put me out of her house. I was quite angered at her though because she had no remorse for what she had done. I moved out of her house and the problems started to build up more. I lost my car. I obtained overdraft charges out of this world. My phone just got disconnected. I had to quit my job to start college and finding a new job in the area of my college is hopeless. All positions have been filled and nobody wants to hire a busy college student these days.
But anyway. I can’t get any loans, i don’t have access to a bank account until my overdraft fees are paid off (which are past 0 and still growing), and i don’t have a phone to recieve calls from a prospective job.
I really need to know how to get out of this hole that is constantly growing. I’ve been depressed, and this situation has been affecting my grades. I’ve even had thoughts about ending my life.

the only idea that i’ve come up with was stripping at a gay guys club. I’m not even gay but i’m getting really desperate these day.

I don’t want it to come to that…….could anyone please give me some advice to help me break free from this hell hole.

I’m thanking you in advance because any advice would be valueable at this time.

I would like to get a debt consolidation loan for my outstanding debt from closed credit cards, old utility bills, etc

I have student loans, but I would like to consolidate them separatley and not through another loan.

Also, I have an auto loan, would the loan be able to cover that as well?

Please, real answers, and no opinions/judgements.

Thank You.